When I talk to people about budgeting, it’s interesting to hear all the ways they’re shooting themselves in the foot.
So several folks have no budget at all.
They spend freely throughout the month plus wonder where all their cash went when the well runs dry. The answer is easy; your money floated right out the window the moment you stopped paying attention to your cash flow. This is why I insist on setting an absolute budget for my household. The point is, there’s only so much money to spend, plus that’s it. If you mishandle your cash throughout the month, you’re going to have an uncomfortable couple of afternoons when you get to the end of the period. This is especially brutal when it comes to managing your utility budget, energy expenditure, plus Heating plus A/C system. In my home, my fantastic friend and I have to choose which afternoons to use the heating plus cooling system. Our furnace plus A/C don’t run every day of the year because it’s costly, energetically irresponsible, plus costly to rely so heavily on artificial indoor air. My fantastic friend and I can use the furnace when it’s horrifically chilly outside. My fantastic friend and I can turn to the central a/c if it’s sincerely warm boiling inside the house. But when my fantastic friend and I run out of money to pay the energy bill budget each month, we’re SOL. At that point, my fantastic friend and I have to make due with natural ventilation AKA opening the windows plus hoping for the best. I’ve tried to tell my friends plus family about budgeting for your energy expenditure each day plus making intelligent decisions about using the central thermostat, but almost everyone aren’t interested in the strict Heating plus A/C practice. When they talk about budgeting for household expenses plus energy bills, it’s entirely more of an ideal than an absolute.
